Should cancer survivors pay more for insurance? Should People With Unhealthy Lifestyles Pay Higher Health Insurance Premiums?

The issue of universal health coverage is especially important to cancer survivors/caregivers. The article linked below asks if insurance companies can charge people more who have unhealthy lifestyles like smoking or high blood pressure.  PeopleBeatingCancer is taking the discussion two steps further by asking:

1) Should all Americans be required to buy health insurance?

2) Should insurance companies be allowed to charge more for "unhealthly lifestyles?"

3) Should insurance companies charge more for preexisting conditions?

 

Should People With Unhealthy Lifestyles Pay Higher Health Insurance Premiums?

"...Denying coverage to people with existing disease conditions (e.g., cancer, AIDS) is another way for individual companies to contain costs. The article by Dubois addresses the normative issues involved in financially rewarding or penalizing members of an insurance pool for engaging or failing to engage in preventative behaviors..."